XTB licence numbers
XTB's UK licence number is FCA 522157, held by XTB Limited. That is the one that matters if you are in Britain, because it is the company that holds your money. The group also runs a Polish parent supervised by the KNF and a Belize company for clients outside its licensed markets, and those three carry very different protections.
The numbers, by market
Verified on each regulator's own register on 24 September 2026.
| Where you sign up | Company | Licence | If it fails |
|---|---|---|---|
| United Kingdom | XTB Limited | FCA 522157, Authorised 17 January 2011 | FSCS, £85,000 |
| Poland and much of the EU | XTB S.A. | KNF-supervised, listed on the Warsaw Stock Exchange since 2016 | Polish investor compensation scheme |
| Outside the licensed markets | XTB International Limited | Belize company 153,939, FSC Belize registration 6442514 | Nothing |
What the FCA register says that XTB's website does not
The register entry for FRN 522157 carries three details worth having before you deposit.
It can hold and control client money. The FCA records this as a permission, and it is the reason UK clients fall under the FSCS rather than an overseas scheme. Not every UK-authorised broker holds its own client money. Interactive Brokers discloses that a UK account is cleared and carried by its US entity instead, which changes the compensation position entirely. XTB is the more straightforward of the two on this specific point.
Seven previous names, all its own. XTB Limited has traded as X-Trade Brokers LLP, XTB UK Ltd, X Financial Solutions Limited, X Open Hub Limited and XTB Direct. Every one is the group renaming itself. Nothing was ever rented to a third-party brand, which is the opposite of what the register shows for IG and CMC Markets.
Ten clone firm warnings. This is the highest count we have recorded against any firm on this site. The FCA lists TBFX Limited (2019), Bluebird Options Limited (2020), Capital24 Option (2020), XTB GROUP (2021), House24 Trades Limited (2021), XTB Coin Trading (2022), XTB Global (2022), XTB-USDT (2023), XTB Trading World (2023) and XTB Limited (2024). Six of the ten use the XTB name outright.
A clone warning is a statement about impersonators, not about XTB. It is here because it changes what you should do: the realistic danger to a UK reader is depositing with the wrong Interactive Brokers, the wrong XTB, and the genuine register entry carries the warnings on the same page as the genuine number.
One current trading name to know about
Company number 07227848 trades under three names on the licence: XTB Limited, XTB UK and X Open Hub. X Open Hub is XTB's business-to-business arm, supplying platform technology and liquidity to other brokers. It sits on the same FCA licence as a declared trading name, which is the correct way to do it, and it means some brokers you meet elsewhere are running on XTB's infrastructure.
The Belize entity is a different product
Clients outside XTB's licensed markets are taken by XTB International Limited, registered in Belize as company 153,939 and authorised by the Financial Services Commission of Belize under registration 6442514, at 35 Barrack Road, Belize City. XTB's own corporate timeline dates it: "2017 The first non-European offices are established, in Chile and Belize."
It is properly disclosed and it is not unusual. It also has no compensation scheme behind it. If you reach XTB through a page that routes you to the international entity rather than the UK or EU one, the logo is the same and the protection is not.
Check it yourself in two minutes
Search 522157 on the FCA register at register.fca.org.uk. The genuine entry shows the status, the permissions, the trading names and the clone warnings on one page. Our guide walks through the same check for any broker and any regulator.
A licence number that checks out is not the same as a licence number that belongs to the firm you are reading about, and it is not the same as a licence that covers the product you are buying. Both of those are real failure modes we have documented on this site.
Frequently asked questions
What is XTB's FCA number?
522157, held by XTB Limited, authorised since 17 January 2011 and registered at Level 9, One Canada Square, Canary Wharf, London E14 5AA, company number 07227848. The register records that it can hold and can control client money, so UK clients are covered by the FSCS to £85,000.
Is XTB regulated in the UK?
Yes. XTB Limited is authorised and regulated by the Financial Conduct Authority under reference 522157, with no requirements or restrictions on the entry as at 24 September 2026. The wider group is supervised in Poland by the KNF, and XTB S.A. has been listed on the Warsaw Stock Exchange since 2016.
Does XTB have an offshore licence?
Yes. XTB International Limited is a Belize company, registration 153,939, authorised by the Financial Services Commission of Belize under registration 6442514. It serves clients outside the group's licensed markets and carries no compensation scheme.
Sources
Financial Conduct Authority register, XTB Limited, FRN 522157: Authorised since 17/01/2011, can hold and can control client money, Companies House number 07227848, three current names including the trading name X Open Hub, seven previous names all within the group, and ten clone firm entries dated 02 Aug 2019, 01 Oct 2020, 21 Oct 2020, 15 Mar 2021, 25 Mar 2021, 19 May 2022, 22 Sept 2022, 07 Feb 2023, 28 Dec 2023 and 13 Aug 2024. Checked 24 September 2026.
xtb.com legal information for the XTB Limited FCA disclosure; xtb.com/int account and fees page for XTB International Limited, Belize registration 153,939 and Financial Services Commission of Belize registration 6442514; xtb.com/en/about-us for the Warsaw Stock Exchange listing and the 2017 establishment of offices in Chile and Belize. Checked 20 September 2026.
Financial Sector Conduct Authority OTC Derivative Providers register: all 95 entries read on 24 September 2026. No XTB entity appears. XTB does not appear to market to South Africa, so this is recorded as an absence rather than a gap.
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